Which benefit is not typically included in essential health benefits required by federal marketplace policies?

Essential health benefits are a set of health care service categories that must be covered by certain health plans, particularly those sold through the federal marketplace. These essential benefits aim to provide comprehensive care to individuals.

Cosmetic surgery is typically not included in the essential health benefits required by federal marketplace policies. This is because cosmetic procedures are not considered necessary for health and often fall under elective surgeries, which are primarily performed for aesthetic reasons rather than for the purpose of treating or preventing medical conditions.

In contrast, mental health services, preventive services, and emergency services are all integral parts of the essential health benefits. Mental health services ensure that individuals receive necessary care for mental health issues, preventive services help in identifying health risks before they become serious, and emergency services are crucial for providing immediate care in life-threatening situations. These components reflect the mandate to cover critical aspects of health care that promote overall well-being and address a variety of health needs.