What is the term for a situation where physicians are salaried employees at an HMO facility?

The term for a situation where physicians are salaried employees at a Health Maintenance Organization (HMO) facility is referred to as a "closed panel." In a closed panel HMO, the healthcare providers, including physicians, are typically employed directly by the HMO or are part of a specific network of providers who agree to provide services to members. This structure allows the HMO to have greater control over costs and the quality of care, as the physicians are on salary and have a direct incentive to manage resources effectively.

Conversely, in an open panel HMO, patients may see a wider range of providers who are not necessarily employed by the HMO, and these providers may bill the insurance separately. The network model involves a range of contracts with providers, while the individual practice association offers a more independent practice arrangement for physicians. However, the key characteristic of a closed panel is the employment relationship between the HMO and its physicians, making it the correct term in this context.