What forms of marketplace health coverage are available in North Carolina?

The correct answer highlights the availability of individual health plans through the federal marketplace, as well as Medicaid options in North Carolina. This reflects the structure of health insurance provisions in the state, particularly in how individuals can access coverage.

Individual health plans offered through the federal marketplace are available to residents, allowing them to shop for and select plans that suit their needs and budget. This marketplace was established under the Affordable Care Act, providing a range of options, from basic coverage to more comprehensive plans depending on individual needs and financial circumstances.

In addition to individual plans, Medicaid is a vital program providing coverage to low-income individuals and families, further expanding access to health care for those who qualify. Given that North Carolina has not expanded Medicaid under the ACA, most Medicaid recipients are children, pregnant women, and individuals with disabilities, among other specific categories.

This combination of individual health plans from the federal marketplace and Medicaid provides a broader spectrum of options for residents in North Carolina, permitting them to seek out necessary health insurance coverage based on their specific needs and circumstances.